Myth Or Truth?
Myth “I Need 20% Down To Buy A Home”

https://www.localinfoforyou.com/202767/20percentdown

Saving 20% of the price of a home in many places isn’t just a challenge; it’s a roadblock. And it’s not a must-do. In fact, the median down payment for first-time buyers is 7%. How can you become part of the less than 20 club?

FHA Loans: The Federal Housing Association (FHA) is an old friend to first-time buyers and others who are ready to become homeowners with less than a 20% down payment. If you qualify, you may be able to get a loan with as little as 3.5% down.
DownpaymentResource.com and NeighborWorks: Some local and state agencies sponsor down-payment assistance programs that help prospective home buyers in different ways. Follow the links to find out if any are available near you.
VA, USDA, and Navy Federal Credit Union loans: Three government-related lenders offer mortgages with as little as zero down. The VA is for veterans and family members; the USDA is for buyers in qualifying locations (typically rural); and Navy Federal Credit Union is for the military, family members, and some government employees.
Gift Funds: Sixteen percent of buyers ask friends or relatives to help jump-start their home ownership with a gift. Talk to your lender first, though. There may be limits to the amount of gifted funds they’ll accept, and they may require your benefactor to sign some paperwork.  20% Down Myth
Call, Text or Email Tony For How To Join The Less Than 20% Club

Sell My Home by Myself

Perhaps you may be thinking about selling your home on your own. How and where do I set up advertising, a webpage? Who should I let in to view my home? Just anybody? If someone wants to make an offer what do I do? Did I price my home correctly? What is a Standard State Seller Disclosures? You may have more questions.

Your Home is Your Most Expensive Asset

First of all, everybody is selling things on the internet, computers, shoes, shirts, cell phones, golf clubs. It is easy and safe on the internet.  After all, the internet, with all the information provided says it is. The internet provides a sense of security and is a viable sales tool that has taken businesses years to develop sales funnels. Secondly saving that commission can be so rewarding, the nerve of those Realtors to charge such a high rate. Not withstanding that most Realtor have years of training behind them. Years of training in Contracts, Sale techniques, Buyer qualification, inspections, disclosures, negotiations and much more. Another advantage is that most buyers are working with a Realtor. Furthermore, by having a Realtor working with you to sell your home you will see a higher return. The national percentage of homes sold with a Realtor vs fsbo show that sale prices are 6% -10% higher with a Realtor. Why would you not work with a professional, get all their expertise, basically for free?

Relax and Let a Realtor Sell Your Home

Having a Realtor can take the stress out of going along on selling your home. Realtors pride themselves as being professional and are continually educated on the latest sales trends, technology and laws. Realtors sell homes, that is what they do, everyday they sell homes. In conclusion, why would you not use a Realtor when you will sell your home for a higher price and with professional help?

About Tony LaGreca

Tony LaGreca is a Realtor with over 22 years’ experience helping families.
• Personal and knowledgeable service that is genuinely responsive to your needs
• A “Neighborhood Specialist’s” familiarity with local communities, home values, and price trends
• Top professional skills continually refined through training programs respected industry wide
• Advice and guidance throughout the entire process
• Commitment to help you leverage many resources. I can save you valuable time and effort in securing home financing, insurance, and home connections.

“When purchasing or selling a property I will be there right by your side. I will be available to answer any questions you might have at any time.”

Feel free to contact me anytime, whether it’s to get started on helping you realize your goals and dreams, or just to ask a question. I would welcome the opportunity to make a difference for you.
www.tonylagreca.com

TONY’S FEB NEWSLETTER

Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.

Please click on this link to view the Housing Trends February 2017 Newsletter:
http://tonylagreca.housingtrendsenewsletter.com

The Housing Trends eNewsletter contains the latest information from the National Association of real estate professional, the U.S. Census Bureau, Realtor.org reports and other sources.

Housing Trends eNewsletter is also filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, community reports that map shopping, schools, recreation and more.

If you are interested in determining the value of your home, click the “Home Evaluator” link for a free evaluation report:
http://tonylagreca.housingtrendsenewsletter.com/homeworth.cfm

Sound decisions can only be made with accurate and reliable information, and I am happy to be a trusted resource for you. Thank you for the opportunity to provide you with this monthly eNewsletter, and I look forward to answering any questions you may have and to the opportunity to be your real estate professional in the future.

Sincerely yours,

Anthony LaGreca
United Real Estate
18-19 River Rd. Fair Lawn, Suite B Fair Lawn NJ 07410
(888) 501-6953 216 | 321-443-2407
tonylagreca@gmail.com